There’s a lot to learn if you’re getting into findom. One of the most important things is that most payment methods are NOT sex worker friendly. For example, I constantly see findommes advertise that they accept PayPal and then post angrily about PayPal closing their account while keeping their money.
What’s the problem?
The main problem is that many banks and processors regard adult transactions as high-risk and won’t allow them. So if you are looking for a payment method service; remember to do your research. Check terms and conditions, and ask the company if they permit adult transactions. Also, be aware that the terms and conditions can change at any point. There’s nothing worse than a previously safe method becoming no longer adult-friendly. Crowdfunding sites have also closed funds set up to benefit sex workers.
Use safe sites
However tempting it is to take chances, I really recommend sticking to safe methods of accepting tributes. That means sites that are specifically designed for the adult market, such as clip sites or IndieBill. You might get a higher percentage on PayPal or other payment apps, but that won’t do you any good if your account is closed and you lose everything. It’s up to you if you want to take chances, but it only takes one disgruntled sub or rival domme to report you, and your account goes pfffft, along with everything in it.
The sad fact is that even though the adult industry is a legal one, we’re not coming from a level playing field as far as payment processing is concerned. It’s just something we have to deal with. It’s better to get 80% of something, than 100% of nothing.
Play it safe
It’s honestly not worth taking risks with your money. You want to get paid, right? So make sure you’re using safe methods. You may have got away with using a mainstream method up to now, but don’t bank (pun fully intended) on that continuing. If you do have PayPal, keep it strictly for non-adult transactions, but be aware that they have been known to close accounts if they get wind of the owner being involved in sex work, even if it was never used for adult payments. Unfair? Maybe, but companies make their own rules.